Releasing your pension from an underperforming company has never been easier. Many credible alternatives exist, including Investment Houses, Insurance Companies and Banks – all keen to attract your retirement savings.

If you feel that more financial self control would suit you then start to explore the world of Self Invested Personal Pensions or SIPPs – it’s a pension where you choose how and where your pension savings are invested.

So unlike a traditional pension, where it is left to the Investment House, Insurance company or Bank to chose which investments to make, with a SIPP it’s all up to you. That presents both a huge opportunity and a huge risk, depending on your confidence when making investment decisions.